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$Dividend Calculator
VYMETFUpdated on November 5, 2026 • Verify Official Source ↗

VYM Dividend Calculator

This VYM dividend calculator estimates your annual dividend income and DRIP share growth for Vanguard High Dividend Yield ETF (VYM). It loads sample baseline settings (2.78% yield, quarterly payouts, and 5.80% 5-year dividend growth) that you can adjust anytime because market yields change daily.

VYMVanguard High Dividend Yield ETF•Share Price: $130.90•Annual Dividend: $3.64/sh•Starting Shares: 76.39 shares
Data as of 2026-11-05 ([ADD REAL DATA: verify current yield and price; yields change daily]) • Official Source
Live Result Summary (Year 20)Jump to full breakdown ↓
Annual Income$4,402.06
Per quarter$1,100.51
After-Tax/Yr$3,741.75

Calculator Inputs

How do you want to enter your position?
Quick Scenarios (1-Tap Test):
Contribution Frequency
1 yr10 yrs25 yrs50 yrs
Reinvest Dividends (DRIP)Use each after-tax dividend payment to buy more shares
Dividend Tax Rate (%)

Note: Qualified and ordinary dividends are taxed at different rates. Check current IRS rules for your filing status.

Key Results (20 Years)
Annual Dividend (Yr 20)$4,402.06After tax (15%): $3,741.75
Payout Per quarter$1,100.51After tax: $935.44
Final Portfolio Value$161,580423.06 total shares
Monthly Average (Yr 20)$366.84/moAfter tax: $311.81/mo
Total Dividends Earned$37,654.91After tax: $32,006.68
Yield / Yield on Cost7.59% YoCStarting yield: 2.78%
Total Contributions$58,000Added: $48K
Share Price Growth$71,574Rate: 5.5%/yr
DRIP SettingReinvestedquarterly schedule

Portfolio Growth Chart (Contributions, Reinvested Dividends, Price Growth)

20-year projection
Contributions (Bottom)Reinvested Dividends (Middle)Price Growth (Top)
Year 20: $161,580
Contrib: $58KDRIP: $32KGrowth: $71.6K
$0$50K$100K$150K$200KYr 1Yr 5Yr 10Yr 15Yr 20
Portfolio growth breakdown by year
YearCumulative ContributionsCumulative Reinvested DividendsCumulative Price GrowthTotal Portfolio Value
Year 1$12,400$273$626$13,300
Year 2$14,800$626$1,436$16,862
Year 3$17,200$1,066$2,443$20,708
Year 4$19,600$1,599$3,663$24,862
Year 5$22,000$2,234$5,114$29,348
Year 6$24,400$2,979$6,814$34,193
Year 7$26,800$3,844$8,783$39,427
Year 8$29,200$4,838$11,042$45,080
Year 9$31,600$5,974$13,615$51,189
Year 10$34,000$7,262$16,527$57,789
Year 11$36,400$8,715$19,806$64,921
Year 12$38,800$10,348$23,480$72,629
Year 13$41,200$12,176$27,583$80,959
Year 14$43,600$14,215$32,148$89,963
Year 15$46,000$16,484$37,212$99,696
Year 16$48,400$19,001$42,817$110,218
Year 17$50,800$21,788$49,007$121,595
Year 18$53,200$24,868$55,827$133,895
Year 19$55,600$28,265$63,331$147,196
Year 20$58,000$32,007$71,574$161,580

Year-by-Year Dividend and Share Breakdown

Shows ending shares, gross and after-tax dividend income, total contributions, and portfolio value for each year.

Swipe left or right on the table to see all columns →

YearSharesDividend IncomeAfter-Tax DividendTotal ContributionsPortfolio Value
Year 196.30$321.62$273.38$12,400$13,300
Year 2115.73$415.34$353.04$14,800$16,862
Year 3134.73$517.00$439.45$17,200$20,708
Year 4153.32$627.27$533.18$19,600$24,862
Year 5171.54$746.89$634.86$22,000$29,348

How This Calculator Works (Formulas Used)

Updated on March 1, 2026
  • Annual dividend income = shares × annual dividend per share
  • Dividend yield = (annual dividend per share ÷ share price) × 100
  • Yield on cost = (annual dividend per share ÷ average purchase price) × 100
  • Payout per period = annual dividend ÷ payments per year
  • Dividend after tax = dividend × (1 − tax rate)
  • DRIP reinvestment = each after-tax payout buys more shares at that period's share price

Disclaimer: This tool is for education only. Results are estimates based on the numbers you enter, and dividends are not guaranteed. Companies can change or cut their dividends at any time. This is not financial, tax, or legal advice.

VYM Sample Baseline Metrics

Sample data as of 2026-11-05 ([ADD REAL DATA: verify current yield and price; yields change daily])

Here are the sample figures pre-loaded in the VYM calculator above. Stock prices and yields move every trading day, so check your brokerage quote and type the latest numbers into the form.

Ticker / TypeVYM (ETF)
Sample Dividend Yield2.78%
Annual Dividend / Share$3.64
Payout Schedulequarterly
5-Yr Dividend Growth5.80%/yr
Sample Share Price$130.90

Worked Example: $10,000 to $100,000 in VYM

Using the formula Annual Dividend = Shares × Annual Dividend Per Share, here is how a lump-sum investment in VYM performs with `$0` monthly additions and DRIP turned on at the sample 2.78% yield:

InvestmentStarting SharesYear 1 Dividend10-Yr Portfolio10-Yr Dividend20-Yr Portfolio20-Yr Dividend
$10,00076.4 sh$278.00/yr$21,517$573/yr$46,604$1,277/yr
$25,000191.0 sh$695.00/yr$53,791$1,433/yr$116,510$3,192/yr
$50,000382.0 sh$1,390.00/yr$107,583$2,866/yr$233,020$6,385/yr
$100,000763.9 sh$2,780.00/yr$215,165$5,733/yr$466,040$12,769/yr

How VYM (Vanguard High Dividend Yield ETF) Works

Tracks the FTSE High Dividend Yield Index, holding over 500 US large- and mid-cap value companies forecasted to have above-average dividend yields (excluding REITs).

Payout Schedule: Pays quarterly dividends in March, June, September, and December.

Dividend Track Record: Launched in November 2006, VYM is one of the oldest and broadest US dividend ETFs, holding more than 500 stocks vs. 100 in SCHD.

Strengths & What to Watch Out For (VYM)

✓ Strengths

  • •Broad diversification across 500+ dividend-paying US companies reduces single-stock risk
  • •Low 0.06% Vanguard expense ratio
  • •Almost 100% qualified dividend distributions for tax-efficient income

⚠ Common Mistakes & Risks

  • •Lower starting dividend yield and slower 5-year dividend growth rate than SCHD
  • •Heavy sector tilt toward financials, consumer staples, energy, and industrials

VYM Dividend FAQ

What is the main difference between VYM and SCHD?

VYM holds over 500 stocks ranked by forecasted dividend yield, providing broader diversification. SCHD holds a concentrated portfolio of 100 stocks filtered for 10+ years of payments, ROE, and cash-flow-to-debt ratios.

Are VYM dividends qualified?

Yes. Because VYM excludes REITs and holds US C-corporations, virtually all of its quarterly distributions qualify for lower long-term capital gains tax rates.

Related Dividend Calculators & Research Guides

DRIP Calculator

See how reinvesting dividends buys extra shares and grows your portfolio over 5 to 50 years.

Dividend Yield Calculator

Find the exact annual dividend yield and income per $10,000 invested from any share price and payout schedule.

Dividend Reinvestment Calculator

Compare portfolio growth with DRIP enabled versus taking dividends in cash side by side.

Monthly Dividend Calculator

Estimate your monthly dividend paycheck and see how much capital you need for a monthly income goal.

Recommended Investor Guides

📖 What Are Dividends? A Plain-English Guide📖 Qualified vs. Ordinary Dividends: US Tax Rules
Ticker DRIP Calculators:SCHD (3.45%)JEPI (7.35%)JEPQ (9.15%)VOO (1.28%)O (5.65%)QYLD (11.6%)View all 12 tickers →
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Disclaimer: This calculator and article are for education and estimation only. They are not financial, tax, or investment advice. Past dividend growth or yield does not guarantee future payouts. Check current SEC filings, fund prospectuses, or a licensed advisor before investing.