Skip to main content
$Dividend Calculator
OREITUpdated on November 5, 2026 • Verify Official Source ↗

O Dividend Calculator

This O dividend calculator estimates your annual dividend income and DRIP share growth for Realty Income Corporation (O). It loads sample baseline settings (5.65% yield, monthly payouts, and 3.60% 5-year dividend growth) that you can adjust anytime because market yields change daily.

ORealty Income Corporation•Share Price: $56.30•Annual Dividend: $3.18/sh•Starting Shares: 177.62 shares
Data as of 2026-11-05 ([ADD REAL DATA: verify current yield and price; yields change daily]) • Official Source
Live Result Summary (Year 20)Jump to full breakdown ↓
Annual Income$8,829.11
Per month$735.76
After-Tax/Yr$6,886.71

Calculator Inputs

How do you want to enter your position?
Quick Scenarios (1-Tap Test):
Contribution Frequency
1 yr10 yrs25 yrs50 yrs
Reinvest Dividends (DRIP)Use each after-tax dividend payment to buy more shares
Dividend Tax Rate (%)

Note: Qualified and ordinary dividends are taxed at different rates. Check current IRS rules for your filing status.

Key Results (20 Years)
Annual Dividend (Yr 20)$8,829.11After tax (22%): $6,886.71
Payout Per month$735.76After tax: $573.89
Final Portfolio Value$163,7141,461.40 total shares
Monthly Average (Yr 20)$735.76/moAfter tax: $573.89/mo
Total Dividends Earned$75,954.89After tax: $59,244.81
Yield / Yield on Cost15.22% YoCStarting yield: 5.65%
Total Contributions$58,000Added: $48K
Share Price Growth$46,469Rate: 3.5%/yr
DRIP SettingReinvestedmonthly schedule

Portfolio Growth Chart (Contributions, Reinvested Dividends, Price Growth)

20-year projection
Contributions (Bottom)Reinvested Dividends (Middle)Price Growth (Top)
Year 20: $163,714
Contrib: $58KDRIP: $59.2KGrowth: $46.5K
$0$50K$100K$150K$200KYr 1Yr 5Yr 10Yr 15Yr 20
Portfolio growth breakdown by year
YearCumulative ContributionsCumulative Reinvested DividendsCumulative Price GrowthTotal Portfolio Value
Year 1$12,400$507$403$13,310
Year 2$14,800$1,164$924$16,888
Year 3$17,200$1,982$1,573$20,755
Year 4$19,600$2,975$2,360$24,936
Year 5$22,000$4,159$3,297$29,455
Year 6$24,400$5,547$4,395$34,342
Year 7$26,800$7,158$5,667$39,625
Year 8$29,200$9,010$7,128$45,338
Year 9$31,600$11,122$8,793$51,516
Year 10$34,000$13,517$10,679$58,196
Year 11$36,400$16,217$12,804$65,421
Year 12$38,800$19,249$15,186$73,235
Year 13$41,200$22,639$17,848$81,687
Year 14$43,600$26,417$20,812$90,829
Year 15$46,000$30,616$24,102$100,718
Year 16$48,400$35,270$27,746$111,416
Year 17$50,800$40,417$31,772$122,989
Year 18$53,200$46,098$36,211$135,509
Year 19$55,600$52,358$41,098$149,056
Year 20$58,000$59,245$46,469$163,714

Year-by-Year Dividend and Share Breakdown

Shows ending shares, gross and after-tax dividend income, total contributions, and portfolio value for each year.

Swipe left or right on the table to see all columns →

YearSharesDividend IncomeAfter-Tax DividendTotal ContributionsPortfolio Value
Year 1228.42$650.07$507.05$12,400$13,310
Year 2280.02$841.69$656.52$14,800$16,888
Year 3332.50$1,049.15$818.33$17,200$20,755
Year 4385.97$1,273.76$993.53$19,600$24,936
Year 5440.51$1,516.94$1,183.21$22,000$29,455

How This Calculator Works (Formulas Used)

Updated on March 1, 2026
  • Annual dividend income = shares × annual dividend per share
  • Dividend yield = (annual dividend per share ÷ share price) × 100
  • Yield on cost = (annual dividend per share ÷ average purchase price) × 100
  • Payout per period = annual dividend ÷ payments per year
  • Dividend after tax = dividend × (1 − tax rate)
  • DRIP reinvestment = each after-tax payout buys more shares at that period's share price

Disclaimer: This tool is for education only. Results are estimates based on the numbers you enter, and dividends are not guaranteed. Companies can change or cut their dividends at any time. This is not financial, tax, or legal advice.

O Sample Baseline Metrics

Sample data as of 2026-11-05 ([ADD REAL DATA: verify current yield and price; yields change daily])

Here are the sample figures pre-loaded in the O calculator above. Stock prices and yields move every trading day, so check your brokerage quote and type the latest numbers into the form.

Ticker / TypeO (REIT)
Sample Dividend Yield5.65%
Annual Dividend / Share$3.18
Payout Schedulemonthly
5-Yr Dividend Growth3.60%/yr
Sample Share Price$56.30

Worked Example: $10,000 to $100,000 in O

Using the formula Annual Dividend = Shares × Annual Dividend Per Share, here is how a lump-sum investment in O performs with `$0` monthly additions and DRIP turned on at the sample 5.65% yield:

InvestmentStarting SharesYear 1 Dividend10-Yr Portfolio10-Yr Dividend20-Yr Portfolio20-Yr Dividend
$10,000177.6 sh$565.00/yr$21,765$1,171/yr$47,569$2,583/yr
$25,000444.0 sh$1,412.50/yr$54,412$2,927/yr$118,923$6,458/yr
$50,000888.1 sh$2,825.00/yr$108,823$5,854/yr$237,846$12,916/yr
$100,0001776.2 sh$5,650.00/yr$217,646$11,708/yr$475,693$25,831/yr

How O (Realty Income Corporation) Works

Known as 'The Monthly Dividend Company,' Realty Income is an S&P 500 Dividend Aristocrat REIT owning over 15,000 commercial properties under long-term triple-net leases across the US and Europe.

Payout Schedule: Pays monthly dividends around the 15th of every month (ex-dividend around the end of the prior month).

Dividend Track Record: Realty Income has declared over 650 consecutive monthly dividends and increased its dividend for more than 30 consecutive years since its 1994 NYSE listing.

Strengths & What to Watch Out For (O)

✓ Strengths

  • •Dependable monthly dividend schedule with 30+ years of consecutive annual dividend increases
  • •Triple-net lease model shifts property taxes, insurance, and maintenance costs to commercial tenants
  • •Eligible for the 20% Section 199A Qualified Business Income (QBI) deduction on ordinary REIT dividends

⚠ Common Mistakes & Risks

  • •REIT dividends are generally taxed as ordinary income (not qualified dividends) in taxable accounts
  • •Share price is sensitive to US Treasury yields and Federal Reserve interest rate cycles
  • •Slower annual dividend growth rate (typically 3%–4%) due to its massive property portfolio scale

O Dividend FAQ

Why is Realty Income called The Monthly Dividend Company?

Realty Income (NYSE: O) trademarked the phrase 'The Monthly Dividend Company' because it was founded specifically to provide investors with dependable monthly cash dividends supported by monthly commercial rent checks.

How are Realty Income (O) dividends taxed?

Because Realty Income is a Real Estate Investment Trust (REIT), most of its distributions are classified as ordinary REIT dividends rather than qualified dividends. However, US taxpayers may qualify for the Section 199A 20% deduction on qualified REIT dividends.

Why shouldn't you use GAAP EPS payout ratio for Realty Income?

REITs record large non-cash real estate depreciation charges that depress GAAP net income. Analysts evaluate Realty Income's dividend safety using Adjusted Funds From Operations (AFFO) per share, where O typically maintains a healthy ~75% AFFO payout ratio.

Related Dividend Calculators & Research Guides

DRIP Calculator

See how reinvesting dividends buys extra shares and grows your portfolio over 5 to 50 years.

Dividend Yield Calculator

Find the exact annual dividend yield and income per $10,000 invested from any share price and payout schedule.

Dividend Reinvestment Calculator

Compare portfolio growth with DRIP enabled versus taking dividends in cash side by side.

Monthly Dividend Calculator

Estimate your monthly dividend paycheck and see how much capital you need for a monthly income goal.

Recommended Investor Guides

📖 What Are Dividends? A Plain-English Guide📖 Qualified vs. Ordinary Dividends: US Tax Rules
Ticker DRIP Calculators:SCHD (3.45%)JEPI (7.35%)JEPQ (9.15%)VOO (1.28%)O (5.65%)QYLD (11.6%)View all 12 tickers →
Written & Reviewed By•

[ADD REAL AUTHOR / REVIEWER]

Financial Content Editor & Reviewer

[ADD REAL AUTHOR / REVIEWER: Add your real name, finance experience, and credentials here before publishing.]

Disclaimer: This calculator and article are for education and estimation only. They are not financial, tax, or investment advice. Past dividend growth or yield does not guarantee future payouts. Check current SEC filings, fund prospectuses, or a licensed advisor before investing.